Retirement Readiness Depends on More Than Just Having a Plan
While South Africans are becoming more actively involved in retirement planning, the findings of the 2026 FNB Retirement Insights Survey show that having a plan in place does not necessarily translate into retirement readiness. Now in its fourth year, the survey tracks how South Africans think about, prepare for, and experience retirement. This year’s responses […]
VAT: The Difference Between Standard-Rated, Zero-Rated, and Exempt Supplies
Value-added tax (VAT) is one of South Africa’s most significant indirect taxes, affecting businesses and consumers alike. However, while most people know that the standard VAT rate is 15%, fewer understand that not all goods and services are treated the same for VAT purposes. The Value-Added Tax Act 89 of 1991 (as amended) divides supplies […]